Center for Financing, Access, and Cost Trends (CFACT): Publications by Staff

Beth Crimmel

Author: Crimmel B
Title: Self-insured coverage in employer-sponsored health insurance for the private sector, 2000 and 2010
Publication: MEPS Statistical Brief No. 339. Available on the MEPS Web site.
Date: September 2011
Abstract: This Statistical Brief provides an analysis of enrollment in self-insured health insurance plans. Of the total 56.1 million employees with employer-sponsored coverage in the private sector in 2010, 32.3 million were enrolled in plans that were self-insured by their employers. The Brief discusses self-insurance enrollment rates for small versus large employers and across industry groups in 2010, and changes since 2000, for private sector firms.

Author: Crimmel B
Title: Offer rates, enrollment rates, premiums, and employee contributions for employer-sponsored health insurance in the private sector for the 10 largest metropolitan areas, 2010
Publication: MEPS Statistical Brief No. 330. Available on the MEPS Web site.
Date: July 2011
Abstract: This Statistical Brief presents average offer and enrollment rates, single and family premiums, and single and family employee contributions for private sector employers in the 10 largest metropolitan areas. It compares these values to national averages for the private sector. These values for employer-sponsored health insurance vary considerably by geographic area and other factors, such as size of firm and industry.

Author: Crimmel B
Title: Employer-sponsored single, employee-plus-one, and family health insurance coverage: Selection and cost, 2010
Publication: MEPS Statistical Brief No. 328. Available on the MEPS Web site.
Date: July 2011
Abstract: Among employees obtaining health insurance through their private sector employers in 2010, slightly more than half were enrolled in single coverage and the remainder were enrolled in non-single coverage (a plan covering one or more family members or dependents in addition to the employee). Of the 56.1 million employees enrolled in health insurance plans, 28.8 million employees had single coverage, 10.3 million employees had employee-plus-one coverage, and 17.0 million employees had family coverage.

Author: Crimmel B
Title: Changes in premiums and employee contributions for employer-sponsored health insurance, private industry, 2001-2009
Publication: MEPS Statistical Brief No. 325. Available on the MEPS Web site.
Date: June 2011
Abstract: This Statistical Brief compares changes to annual premiums and employee contributions within coverage types and across coverage types for health insurance plans offered by private sector employers in the 2001-2009 period. For each coverage type—single, employee-plus-one, or family—the change in employee contributions over the period was greater than the change in premiums.

Authors: Crimmel B, Cooper P
Title: Enrollment in high premium employer-sponsored health insurance, by state: Private industry, 2009
Publication: MEPS Statistical Brief No. 311. Available on the MEPS Web site.
Date: January 2011
Abstract: This Statistical Brief reports estimates on the percentage of private sector employees enrolled in employer-sponsored health insurance plans with high premiums, those with annual premiums equal to or greater than $5,500 for single coverage plans, and equal to or greater than $15,000 for family coverage plans. This analysis discusses results by state—classified by census region (Northeast, Midwest, South, and West)—as to the percentage of enrollees in single and family coverage that have premiums at or above the national 75th percentile figures.

Author: Crimmel B
Title: Employer-sponsored health insurance for employees of state and local governments, by Census Division, 2009
Publication: MEPS Statistical Brief No. 302. Available on the MEPS Web site.
Date: December 2010
Abstract: This Statistical Brief focuses on state and local government enrollment rates, premiums, and employee contributions for employer-sponsored health insurance by census geographic division. According to data from the Insurance Component of the Medical Expenditure Panel Survey (MEPS-IC), 65.4 percent of state and local government employees were enrolled in employer-sponsored health insurance plans compared to 53.6 percent of private sector employees.

Author: Crimmel B
Title: Offer rates, enrollment rates, premiums, and employee contributions for employer-sponsored health insurance in the private sector for the 10 largest metropolitan areas, 2009.
Publication: MEPS Statistical Brief No. 287. Available on the MEPS Web site.
Date: July 2010
Abstract: This Statistical Brief presents average offer and enrollment rates, single and family premiums, and single and family employee contributions for private sector employers in the 10 largest metropolitan areas. It compares these values to national averages for the private sector. These values for employer-sponsored health insurance vary considerably by geographic area and other factors, such as size of firm and industry.

Author: Crimmel B
Title: Employer-sponsored single, employee-plus-one, and family health insurance coverage: Selection and cost, 2009.
Publication: MEPS Statistical Brief No. 285. Available on the MEPS Web site.
Date: July 2010
Abstract: Among employees obtaining health insurance through their private sector employers in 2009, half were enrolled in single coverage and half were enrolled in non-single coverage (a plan covering one or more family members or dependents in addition to the employee). Of the 59.2 million employees enrolled in health insurance plans, 29.6 million employees had single coverage, 11.6 million employees had employee-plus-one coverage, and 18.1 million employees had family coverage.

Authors: Cooper P, Crimmel B
Title: Enrollment in high premium employer-sponsored health insurance, private industry, 2008.
Publication: MEPS Statistical Brief No. 283. Available on the MEPS Web site.
Date: June 2010
Abstract: This Statistical Brief reports estimates on the percentage of private sector employees enrolled in employer-sponsored health insurance plans with high premiums, those with annual premiums equal to or greater than $7,200 for single coverage plans, and equal to or greater than $19,000 for family coverage plans. Of all enrollees within each coverage type only five percent had premiums at or above these amounts. For single coverage, this was 1.6 million enrollees; for family coverage, this was 1.0 million enrollees (not including dependents covered under the plan) in 2008.

Author: Crimmel B
Title: Employer-sponsored health insurance for employees of state and local governments, by Census Division, 2008
Publication: MEPS Statistical Brief No. 273. Available on the MEPS Web site.
Date: December 2009
Abstract: Using data from the Insurance Component of the 2008 Medical Expenditure Panel Survey (MEPS-IC), this Statistical Brief presents estimates, by census division, of overall enrollment rates, premiums, and contributions for employer-sponsored health insurance provided by state and local governments.

Author: Crimmel B
Title: Trends in employer-sponsored health insurance offers and enrollment, private sector by firm size, 1998-2008
Publication: MEPS Statistical Brief No. 266. Available on the MEPS Web site.
Date: October 2009
Abstract: This Statistical Brief discusses both changes in health insurance offers by private sector employers and changes in enrollment by their employees from 1998 to 2008. In this period, the percentage of all eligible employees who chose to enroll in health insurance coverage fell from 85.3 percent to 78.7 percent. This decline held true in the private sector for both small and large firms.

Author: Crimmel B
Title: Offer rates, take-up rates, premiums, and employee contributions for employer-sponsored health insurance in the private sector for the 10 largest metropolitan areas, 2008
Publication: MEPS Statistical Brief No. 261. Available on the MEPS Web site.
Date: September 2009
Abstract: This Statistical Brief presents average offer and take-up rates, single and family premiums, and single and family employee contributions for private sector employers in the 10 largest metropolitan areas and compares these values to national averages.

Author: Crimmel B
Title: Employer-sponsored single, employee-plus-one, and family health insurance coverage: selection and cost, 2008
Publication: MEPS Statistical Brief No. 251. Available on the MEPS Web site.
Date: July 2009
Abstract: Using data from the Insurance Component of the Medical Expenditure Panel Survey (MEPS-IC), this Statistical Brief presents estimates on the selection and cost of single, employee-plus-one, and family health insurance coverage in 2008.

Author: Crimmel B
Title: Premiums, employer costs, and employee contributions for private sector employer-sponsored health insurance, single coverage by firm size, 1996-2006
Publication: MEPS Statistical Brief No. 231. Available on the MEPS Web site
Date: January 2009
Abstract: Using data from the MEPS-IC, this statistical brief discusses annual premiums, employer costs, and employee contributions for single coverage in private sector firms in 1996 through 2006.

Author: Crimmel B
Title: Premiums, employer costs, and employee contributions for private sector employer-sponsored health insurance, family coverage by firm size, 1996-2006
Publication: MEPS Statistical Brief No. 230. Available on the MEPS Web site
Date: January 2009
Abstract: Using data from the MEPS-IC, this statistical brief discusses annual premiums, employer costs, and employee contributions for family coverage in private sector firms in 1996 through 2006.

Authors: Crimmel B, Sommers J
Title: Employer-sponsored health insurance for State and local governments, by Census Division, 2006
Publication: MEPS Statistical Brief No. 223. Available on the MEPS Web site
Date: October 2008
Abstract: Using data from the MEPS-IC, this statistical brief presents estimates, by census division, of overall enrollment rates, premiums, and contributions for employer-sponsored health insurance provided by State and local governments.

Authors: Crimmel B, Sommers J
Title: Co-pays, deductibles, and coinsurance percentages for employer-sponsored health insurance in the non-federal workforce, by industry classification, 2006
Publication: MEPS Statistical Brief No. 219. Available on the MEPS Web site
Date: August 2008
Abstract: This statistical brief examines what percent of enrollees pay a deductible and the size of deductibles, what percent pay co-pays and the size of co-pays, and also coinsurance percentages. These values are compared by industry classification for the non-Federal workforce.

Authors: Sommers J, and Crimmel B
Title: Co-pays, deductibles, and coinsurance percentages for employer-sponsored health insurance in the state and local government workforce, by Census Division, 2006
Publication: MEPS Statistical Brief No. 218. Available on the MEPS Web site
Date: August 2008
Abstract: This statistical brief examines the levels of these deductibles, co-pays, and coinsurance for state and local government employees and how they vary by census division. Among the items examined are the percentage of enrollees who paid a deductible and the size of deductibles, what percentage of enrollees paid co-pays and the size of co-pays, and the average coinsurance percentage paid by enrollees.

Authors: Taylor A, Crimmel B
Title: State differences in offer rates and enrollment in employer-sponsored health insurance plans that required no employee contribution to the premium cost, 2005
Publication: MEPS Statistical Brief No. 213. Available on the MEPS Web site
Date: July 2008
Abstract: Using data from the 2005 MEPS-IC, this statistical brief presents estimates of offer rates and enrollment in employer-sponsored health insurance plans requiring no employee contribution in the ten most populous states in 2005. The availability of such plans varies considerably by state and firm size, among other factors. State variations from the national average are discussed.

Authors: Sommers J, Crimmel B
Title: Employer-sponsored health insurance for small employers in the private sector, by industry classification, 2006
Publication: MEPS Statistical Brief No. 212. Available on the MEPS Web site
Date: July 2008
Abstract: Using data from the 2006 MEPS-IC, this statistical brief presents estimates, by industry classification, on the percentage of employees who worked for small private sector employers (firms with fewer than 50 employees) who offered health insurance and of employees working in such firms who enrolled in offered health insurance plans. The brief also provides estimates on average premiums and the average employee contributions towards premiums for single coverage and for family coverage.

Authors: Crimmel B, Sommers J
Title: Employer-sponsored health insurance for large employers in the private sector, by industry classification, 2006
Publication: MEPS Statistical Brief No. 211. Available on the MEPS Web site
Date: July 2008
Abstract: Using data from the MEPS-IC, this statistical brief presents estimates, by industry classification, on the percentage of employees who worked for large private sector employers (firms with 50 or more employees) who offered health insurance and of employees working in such firms who enrolled in offered health insurance plans. The brief also provides estimates on average premiums and the average employee contributions towards premiums for single coverage and for family coverage.

Authors: Sommers J, Crimmel B
Title: Offer rates, take-up rates, premiums, and employee contributions for employer-sponsored health insurance in the private sector for the 10 largest metropolitan areas, 2006
Publication: MEPS Statistical Brief No. 210. Available on the MEPS Web site
Date: July 2008
Abstract: Using data from the MEPS-IC, this statistical brief presents average offer and take-up rates, single and family premiums, and single and family employee contributions for private sector employers in the 10 largest metropolitan areas and compares these values to national averages for the private sector.

Authors: Sommers J, Crimmel B
Title: Co-pays, deductibles, and coinsurance percentages for employer-sponsored health insurance in the private sector, by firm size classification, 2006
Publication: MEPS Statistical Brief No. 209. Available on the MEPS Web site
Date: July 2008
Abstract: Using data from data from the 2006 MEPS-IC, this statistical brief examines what percentage of enrollees paid a deductible and the size of deductibles, what percentage paid co-pays and the size of the co-pays, and the average coinsurance percentage paid. These values are compared for firms of different employment size.

Author: Crimmel B
Title: Deductibles for employer-sponsored health insurance in the private sector, by firm size classification, 2002-2005
Publication: MEPS Statistical Brief No. 190. Available on the MEPS Web site
Date: November 2007
Abstract: In recent years, premiums for employer-sponsored health insurance have risen dramatically. However, premium costs are only one of several factors that determine costs of health care for enrollees. Other factors, such as whether an enrollee has a deductible and its amount, also contribute to differences in cost of care. This statistical brief examines what percentage of enrollees had a deductible and the amount of such deductibles. Using private sector estimates from the MEPS-IC, data for 2002 are compared to those for 2005. Estimates for small firms (fewer than 50 employees) and large firms (50 or more employees) are analyzed.

Author: Crimmel B
Title: Co-pays and coinsurance percentages for an office visit to a physician for employer-sponsored health insurance in the private sector, by firm size classification, 2002-2005
Publication: MEPS Statistical Brief No. 189. Available on the MEPS Web site
Date: November 2007
Abstract: In recent years, premiums for employer-sponsored health insurance have risen dramatically. However, premium costs are only one of several factors that determine costs of health care for enrollees. Other factors, such as whether an enrollee has a co-pay and the size of co-pays and coinsurance percentages, also contribute to differences in cost of care. This statistical brief examines what percentage of enrollees had a co-pay and the amount of such co-pays and coinsurance percentages. Using private sector estimates from the MEPS-IC, data for 2002 are compared to those for 2005. Estimates for small firms (fewer than 50 employees) and large firms (50 or more employees) are analyzed.

Authors: Branscome J, Crimmel B
Title: Employer-sponsored single, employee-plus-one, and family health insurance coverage: selection and cost, 2005
Publication: MEPS Statistical Brief No. 176. Available on the MEPS Web site
Date: July 2007
Abstract: Using data from the MEPS-IC, this statistical brief presents estimates on the selection and cost of single, employee-plus-one, and family health insurance coverage in 2005.

Authors: Sommers J, Crimmel B
Title: Employer-sponsored health insurance for small employers in the private sector, by industry classification, 2005
Publication: MEPS Statistical Brief No. 175. Available on the MEPS Web site
Date: July 2007
Abstract: Using data from the 2005 MEPS-IC, this statistical brief presents estimates, by industry classification, on the percentage of employees who worked for small private sector employers (firms with fewer than 50 employees) who offered health insurance and of employees working in such firms who enrolled in offered health insurance plans. The brief also provides estimates on the average employee contributions towards premiums for single coverage and for family coverage.

Authors: Crimmel B, Sommers J
Title: Employer-sponsored health insurance for large employers in the private sector, by industry classification, 2005
Publication: MEPS Statistical Brief No. 174. Available on the MEPS Web site
Date: July 2007
Abstract: Using data from the MEPS-IC, this statistical brief presents estimates, by industry classification, on the percentage of employees who worked for large private sector employers (firms with 50 or more employees) who offered health insurance and of employees working in such firms who enrolled in offered health insurance plans. The brief also provides estimates on the average employee contributions towards premiums for single coverage and for family coverage.

Author: Crimmel B
Title: Trends in employer-sponsored health insurance plans that required no employee contribution to the premium cost, 1998-2004
Publication: MEPS Statistical Brief No. 155. Available on the MEPS Web site
Date: January 5, 2007
Abstract: Using data from the MEPS-IC, this statistical brief discusses changes between 1998 and 2004 in the availability of and enrollment in employer-sponsored health insurance plans that required no employee contribution to the plan premium. The estimates shown look at both single and family coverage in the private sector of the economy. Changes for employees working for small and large firms are also analyzed.

Authors: Taylor A, Crimmel B, Zawacki A
Title: Changes in out-of-pocket maximum limits for employer-sponsored health insurance plans, 1999-2003
Publication: MEPS Statistical Brief No. 128. Available on the MEPS Web site
Date: June 2006
Abstract: The estimates shown in this brief, which are drawn from the MEPS-IC, pertain to employees of firms in the private sector of the economy who are enrolled in an employer-sponsored health insurance plan. Data for employees working for small (fewer than 50 employees) and large firms (50 or more employees) are analyzed.

Authors: Crimmel B, Taylor A, Zawacki A
Title: Changes in co-pays for employer-sponsored health insurance plans, 1999-2003
Publication: MEPS Statistical Brief No. 127. Available on the MEPS Web site
Date: June 2006
Abstract: This statistical brief discusses changes in co-pay amounts for employer-sponsored health insurance from 1999 to 2003. The estimates shown are drawn from the MEPS-IC and pertain to employees of small firms (fewer than 50 employees) and large firms (50 or more employees) in the private sector who are enrolled in an employer-sponsored plan.

Authors: Branscome J, Crimmel B
Title: State differences in employer-sponsored health insurance, 2003
Publication: MEPS Chartbook No. 15. Available on the MEPS Web site
Date: June 2006
Abstract: This report presents variations by State in employees' access to and enrollment in job-related health insurance and in the cost of that insurance for 2003.

Author: Crimmel B
Title: Trends in employer-sponsored health insurance plans that required no employee contribution to the premium cost, 1998-2003
Publication: MEPS Statistical Brief No. 108. Available on the MEPS Web site
Date: January 2006
Abstract: Using data from the MEPS-IC, this statistical brief discusses changes between 1998 and 2003 in the availability of and enrollment in employer-sponsored health insurance plans that required no employee contribution to the plan premium. Estimates are provided for both single and family coverage in the private sector of the economy, and changes for employees working for small and large firms are analyzed.

Authors: Crimmel B, Stagnitti M
Title: Prescription drugs: Out-of-pocket expenses and unmet need relative to family income, 2002
Publication: MEPS Statistical Brief No. 102. Available on the MEPS Web site
Date: October 2005
Abstract: Using data from 2002 Household Component of MEPS (MEPS-HC), this statistical brief discusses out-of-pocket expenses and unmet need related to obtaining prescription drugs for the U.S. civilian noninstitutionalized (community) population in 2002. The analysis examines these topics relative to family income for families with out-of-pocket expenses less than or equal to 5 percent of income and for those with expenses greater than 5 percent of income. Results are provided separately for families with an elderly member (a person age 65 or older) and for families without an elderly member.

Author: Crimmel B
Title: Employee contributions to employer-sponsored health insurance coverage, 1997 versus 2002
Publication: MEPS Statistical Brief No. 55. Available on the MEPS Web site
Date: 2004
Abstract: This statistical brief, based on estimates from the MEPS-IC, shows the changes in employee contributions for both single and family (for a family of four) coverage from 1997 to 2002 in the private sector of the economy. Changes for employees working for small (fewer than 50 employees) and large (50 employees or more) firms are analyzed.

Author: Crimmel B
Title: Health insurance coverage and income levels for the U.S. noninstitutionalized population under age 65, 2001
Publication: MEPS Statistical Brief No. 40. Available on the MEPS Web site
Date: 2004
Abstract: This statistical brief discusses differences in the sources and duration of health insurance coverage by family income level (poor, near poor, low income, middle income, or high income) for persons under age 65 in the noninstitutionalized population included in the MEPS-HC in 2001.

Author: Crimmel B
Title: Employee choice in employer-sponsored health insurance plans: 2001
Publication: MEPS Statistical Brief No. 29. Available on the MEPS Web site
Date: 2003
Abstract: This statistical brief describes the extent to which establishments in both small and large firms offer more than one health insurance plan, the frequency with which certain provider arrangements are offered, and the characteristics of waiting periods for enrollment. The statistical data provided in the brief are taken from the 2001 MEPS Insurance Component.

Author: Crimmel B
Title: Employer-sponsored single and family health insurance coverage: selection and cost, 2000
Publication: MEPS Statistical Brief No. 18. Available on the MEPS Web site
Date: 2003
Abstract: This statistical brief presents information on the frequency and cost of single and family employer-sponsored health insurance coverage in the private sector as a whole, and for small and large employers. The data for this brief are derived from the MEPS-IC, an annual survey of employers which collects information about employer-sponsored health insurance. The MEPS-IC survey is sponsored by the Agency for Healthcare Research and Quality and conducted by the United States Census Bureau.

Author: Crimmel B
Title: Differentials in employment-related health insurance coverage—2000
Publication: MEPS Statistical Brief No. 10. Available on the MEPS Web site
Date: 2003
Abstract: This statistical brief shows that most workers in the U.S. had health insurance coverage through their job in 2000.

Authors: Branscome J, Crimmel B
Title: Changes in job-related health insurance, 1996-1999.
Publication: MEPS Chartbook No. 10. AHRQ Pub. No. 02-0030. Available on the MEPS Web site
Date: 2002
Abstract: This MEPS chartbook looks at changes in job-related health insurance coverage in the private sector over the period 1996-99. It discusses the extent to which employers offered coverage over the 4 years, as well as enrollment rates of workers. It also looks at the types of plans offered and the extent to which coverage was available without the employee having to contribute to the premium cost. Finally, the cost of coverage—both overall and any employee share—is analyzed.

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