Center for Financing, Access, and Cost Trends (CFACT): Publications by Staff

Didem Bernard

Authors: Bernard D, Banthin J, Encinosa W
Title: Wealth, income, and the affordability of health insurance
Publication: Health Affairs 28(3):887-96
Date: May-June 2009
Abstract: Available on PubMed®.

Authors: Bernard D, Banthin J
Title: Premiums in the individual health insurance market for policyholders under age 65: 2002 and 2005
Publication: MEPS Statistical Brief No. 202. Available on the MEPS Web site.
Date: April 2008
Abstract: Using data from the 2002 and 2005 Household Component of the Medical Expenditure Panel Survey (MEPS-HC), this Statistical Brief examines the changes in premium levels and the population with individual health insurance between 2002 and 2005. The health insurance policies discussed provide coverage for hospital and physician services.

Authors: Banthin J, Cunningham P, Bernard D
Title: Financial burden of health care, 2001-2004
Publication: Health Affairs 27(1):188-95
Date: January/February 2008
Abstract: Available on PubMed®

Authors: Bernard D, Banthin, J
Title: Family-level expenditures on health care and insurance premiums among the U.S. nonelderly population, 2004
Publication: MEPS Research Findings No. 26. Available on the MEPS Web site
Date: April 2007
Abstract: This Research Findings presents estimates on health care expenditures and health insurance premiums aggregated to the family level, for all nonelderly families in the U.S. civilian noninstitutionalized population.

Author: Bernard D
Title: Out-of-pocket expenditures on health care among the nonelderly
Publication: MEPS Statistical Brief No. 159. Available on the MEPS Web site
Date: January 16, 2007
Abstract: Using data from the Household Component of the Medical Expenditure Panel Survey (MEPS-HC), this statistical brief presents data on out-of-pocket health care expenditures among nonelderly individuals (age below 65) in 2004, and examines how out-of-pocket spending varies by health insurance status, poverty status, and age.

Authors: Banthin J, Bernard D
Title: Changes in financial burdens for health care: National estimates for the population younger than 65 years, 1996 to 2003
Publication: JAMA 296(22):2712-9
Date: Dec. 13, 2006
Abstract: Available on PubMed®

Authors: Encinosa W, Bernard D, et al.
Title: Healthcare utilization and outcomes after bariatric surgery
Publication: Med Care 44(8):706-12
Date: August 2006
Abstract: Available on PubMed®

Authors: Bernard D, Selden T
Title: Workers who decline employment-related health insurance
Publication: Med Care 44(5 Suppl):112-8
Date: May 2006
Abstract: Available on PubMed®

Authors: Bernard D, Banthin J, Encinosa W
Title: Health care expenditure burdens among adults with diabetes in 2001
Publication: Med Care 44(3):210-5
Date: March 2006
Abstract: Available on PubMed®

Authors: Banthin J, Bernard D
Title: Out-of-pocket expenditures on health care and insurance premiums among the elderly population, 2003
Publication: MEPS Statistical Brief No. 122. Available on the MEPS Web site
Date: March 2006
Abstract: This statistical brief presents estimates based on data from the MEPS-HC on how many elderly individuals (age 65 and over) in the U.S. civilian noninstitutionalized population lived in families with high levels of health-related spending in 2003, as well as estimates on the percentage of individuals with high family-level out-of-pocket spending, by health insurance status, family type, and poverty status.

Authors: Bernard D, Banthin J
Title: Out-of-pocket expenditures on health care and insurance premiums among the non-elderly population, 2003
Publication: MEPS Statistical Brief No. 121. Available on the MEPS Web site
Date: March 2006
Abstract: This statistical brief presents estimates based on data from the Household Component of the 2003 MEPS on how many non-elderly individuals (age below 65) in the civilian non-institutionalized population lived in families with high levels of health-related spending, as well as estimates on the percentage of individuals with high family-level out-of-pocket spending, by health insurance status, family type, poverty status, and age.

Authors: Encinosa W, Bernard D, Steiner C
Title: National trends in the costs of bariatric surgery
Publication: Bariatrics Today 3:10-12
Date: 2005

Authors: Encinosa W, Bernard D, Steiner C, Chen C
Title: Use and costs of bariatric surgery and prescription weight-loss medications
Publication: Health Affairs 24(4):1039-46
Date: July-Aug 2005
Abstract: Available on PubMed®

Author: Bernard D
Title: Premiums in the individual health insurance market for policyholders under age 65, 1996 and 2002
Publication: MEPS Statistical Brief No. 72. Available on the MEPS Web site
Date: March 2005
Abstract: Using data from the 1996 and 2002 MEPS-HC, this statistical brief examines the changes in premium levels and the population with individual health insurance between 1996 and 2002. The health insurance policies discussed provide coverage for hospital and physician services.

Authors: Bernard D, Selden T
Title: Tax incidence and net benefits in the market for employment-related health insurance: sensitivity of estimates to the incidence of employer costs
Publication: Int J Health Care Finance Econ 4(2):167-92
Date: 2004
Abstract: Available on PubMed®

Authors: Bernard D, Selden T
Title: Employer offers, private coverage, and the tax subsidy for health insurance: 1987 and 1996
Publication: Int J Health Care Finance Econ 2:297-318. AHRQ Pub. No. 03-R031
Date: 2003
Abstract: Available on PubMed®

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