Participating Firms |
Scale and Location |
Primary Products |
| National
Firms |
Aetna |
Over 13
million covered lives that are served by 6 regions. |
Primarily
commercial; mix of HMOs and PPOs; serves large national accounts, among
others, and has some Medicare business. |
Cigna |
Approximately
13 million covered lives in at least 42 states and DC. |
Primarily
commercial; mix of HMO and PPO products; serves large national accounts,
among others. |
Kaiser
Permanente |
Approximately
8.5 million covered lives, served mainly through integrated care system in 8
regions. |
Primarily
commercial with HMO products; Medicare products, particularly for those
"aging in." |
United
Healthcare |
Over 18
million covered lives; operates through related businesses for the commercial
market (United Healthcare), Seniors (Ovations), Medicaid (Americhoice), and
others. |
Primarily
commercial, although the firm offers a mix of products that address Medicare,
Medicaid, and other market sectors. Recent merger with PacifiCare has
enlarged its role in Medicare. |
WellPoint |
Approximately
28 million covered lives after the recent merger with Anthem. Affiliated with
Blue Cross-Blue Shield (BC-BS) and offers products in 13 states. |
Primarily
commercial through a range of HMO, PPO, and other products. Also serves
Medicare and Medicaid. |
| Regional
Firms |
Harvard
Pilgrim Healthcare |
About
900,000 covered lives in nonprofit health plan based in Massachusetts, Maine, and New Hampshire. |
Primarily
commercial with range of HMO, PPO, and other products, and some Medicare
business. |
HealthPartners |
Over
630,000 covered lives in nonprofit health plan serving Minnesota and western Wisconsin. Has a staff model HMO affiliate (Group Health). |
Primarily
commercial in a variety of HMO, PPO products, and some Medicare business. |
Highmark Inc. |
Over 4.1 million
covered lives in an independent, nonprofit BC-BS licensed plan serving
western and central Pennsylvania. |
Primarily
commercial with some Medicare supplemental products (is affiliated with a
Medicaid plan). |
Molina
Healthcare |
Over
500,000 covered lives in 6 states in the west and north central United States. Headquartered in California. Includes a staff model unit. |
Medicaid,
SCHIP, and related programs. |
HMO = Health Maintenance Organization; PPO = Preferred Provider Organization; SCHIP = State Children's Health Insurance Program.