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Issues with SCHIP Benefits Options

Key issues raised regarding SCHIP benefit options are:

  • Benchmark packages were designed for adults — adult packages focus more heavily on coverage of episodic illnesses and accidents rather than the routine preventive care and screening recommended for children.
  • Benchmark plans generally offer fewer benefits than Medicaid, which raises equity issues for children in States with private and combination plans.
  • Children with Special Health Care Needs (CSHCN) may face service limitations if attention is not focused specifically on the broad range of services needed in this area.

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