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Lessons Learned From New York State's Program

Implementation Experiences of New York's Child Health Plus Program

  • Implementation has been challenging because of the limits on out-of-pocket spending.
  • Most utilization control was left to the managed care plans.
  • Copayments were used for services only where additional utilization controls seemed necessary (e.g., outpatient visits, prescription drugs, emergency room visits).
  • Charging ‘per-child premiums’ seemed to penalize families with 2-4 children.

State health officials continued to monitor the effects of cost-sharing in New York's Child Health Plus Program through:

  • Examinations of enrollment by income level.
  • Analyses of utilization by income level.
  • Assessments of reasons for disenrollment.
  • Analyses of the reasons for dropping private coverage.

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