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Presenting Information to Decisionmakers: A Guide For Policy Analysts

Figure 9b. Distribution of Families by Change in Household Spending Under Potential Reform in 1998a

Family Income All Families
(in millions)
Increase in Family Health Costs Change of
Less Than $20
Reduction in Family Health Costs
$1,000+ $500-$999 $250-$499 $100-$249 $20-$99 $20-$99 $100-$249 $250-$499 $500-$999 $1,000+
Less than $10,000 14,690.8 0.7% 4.2% 9.6% 10.5% 7.9% 8.4% 6.6% 9.0% 10.1% 11.7% 21.3%
$10,000-$14,999 9,620.6 5.5% 11.1% 9.0% 7.4% 4.4% 2.7% 7.7% 8.8% 9.1% 10.7% 23.6%
$15,000-$19.999 7,514.7 9.4% 13.4% 7.4% 8.7% 3.2% 3.5% 6.2% 5.2% 8.6% 11.0% 23.3%
$20,000-$29,999 15,748.1 13.8% 13.7% 8.7% 7.0% 3.6% 3.3% 5.9% 6.4% 8.7% 9.3% 19.6%
$30,000-$39,999 12,298.9 15.1% 13.5% 8.2% 5.6% 2.8% 2.2% 4.4% 5.7% 7.5% 10.5% 24.5%
$40,000-$49,000 10,707.1 18.7% 12.3% 9.0% 5.7% 2.6% 2.1% 3.2% 5.2% 7.1% 9.0% 25.2%
$50,000-$74,000 16,659.4 20.5% 13.1% 7.7% 4.5% 3.2% 1.7% 2.4% 4.8% 5.7% 12.0% 24.5%
$75,000-$99,000 7,160.1 24.5% 12.3% 6.3% 4.4% 2.2% 1.8% 3.6% 4.6% 5.6% 9.6% 25.1%
More than $100,000 7,113.1 32.4% 11.3% 6.3% 3.0% 1.5% 0.7% 1.7% 4.3% 6.8% 7.7% 24.3%
Total 101,512.8 14.6% 11.5% 8.2% 6.5% 3.8% 3.1% 4.7% 6.2% 7.8% 10.4% 23.2%

a Includes changes in premiums, out-of-pocket expenses, and taxes earmarked to fund health reform. Excludes institutionalized persons.
Source: Lewin-VHI estimates using Health Benefits Simulation Model (HBSM).

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