Employer-Sponsored Health Insurance

MEPS Statistical Brief No. 446

Employer-sponsored health insurance for current workers is one of the primary sources of health insurance coverage in the United States. Offer Rates, Enrollment Rates, Premiums, and Employee Contributions for Employer-Sponsored Health Insurance in the Private Sector for the 10 Largest Metropolitan Areas, a statistical brief from the Medical Expenditure Panel Survey (MEPS), presents average offer, and enrollment rates, as well as premiums and employee contributions to premiums for single, employee-plus-one, and family coverage sponsored by private-sector employers in the 10 largest metropolitan areas of the United States: New York, Los Angeles, Chicago, Dallas-Fort Worth, Houston, Philadelphia, Washington, Miami-Fort Lauderdale, Atlanta, and Boston (listed from largest to smallest). These estimates are compared to national averages for the private sector. The estimates for employer-sponsored health insurance vary considerably by geographic area.

Highlights:

  • Of the 10 largest metropolitan areas, Philadelphia, Atlanta, and Boston experienced higher percentages of employees working where health insurance was offered than the 84.9 percent national average. Atlanta was the only area where the percentage of employees enrolled where health insurance was offered exceeded the U.S. average of 58.2 percent.
  • Chicago and Boston had average premiums and average employee contributions for single coverage that were higher than the national averages ($5,571 national average premium and $1,170 national average contribution).
  • New York, Chicago, Philadelphia, and Boston had higher average premiums for employee-plus-one coverage than the national average of $10,990. Houston and Miami-Fort Lauderdale had higher average employee contributions for employee-plus-one coverage than the national average of $2,940.
  • Atlanta was the only area of the 10 largest with an average premium for family coverage lower than the national average of $16,029. Houston was the only area with an average employee contribution higher than the national average of $4,421.

Select to access Offer Rates, Enrollment Rates, Premiums, and Employee Contributions for Employer-Sponsored Health Insurance in the Private Sector for the 10 Largest Metropolitan Areas.

Current as of July 2014
Internet Citation: Employer-Sponsored Health Insurance: MEPS Statistical Brief No. 446. July 2014. Agency for Healthcare Research and Quality, Rockville, MD. http://www.ahrq.gov/news/meps1.html