How much employees pay for health care coverage depends on where they live

Research Activities, September 2011

Nationwide, private-sector employees with single coverage contributed 21 percent of the cost of their health insurance and employees with family coverage paid 27 percent, according to the latest News and Numbers from the Agency for Healthcare Research and Quality. According to data from the Federal agency:

  • Health insurance premiums nationwide averaged $4,940 for single coverage and $13,871 for family coverage in 2010.
  • Among the 10 largest States, the annual cost of single coverage ranged from $4,669 in Ohio to $5,220 in New York and family coverage ranged from $13,083 in Ohio to $15,032 in Florida.
  • Some 18 percent of employees with single coverage and 10 percent of employees with family coverage were not required to pay for any part of their employer-sponsored health insurance.
  • Among the 10 largest States in 2010, employees who didn't have to pay premiums for single coverage ranged from 12 percent in Illinois to 24.5 percent in California, while the range for employees who didn't have to pay for family coverage ranged from 3 percent in Florida to 17.5 percent in Pennsylvania.

The data in this AHRQ News and Numbers summary are taken from the Medical Expenditure Panel Survey (MEPS), a detailed source of information on the health services used by Americans, the frequency with which they are used, the cost of those services, and how they are paid. For more information, see Statistical Brief #329, State Differences in the Cost of Job-related Health Insurance, 2010 at www.meps.ahrq.gov/mepsweb. The 2010 health insurance data for all 50 States and the District of Columbia are now available at www.meps.ahrq.gov/data_stats/quick_tables.jsp. For additional information, or to speak with an AHRQ data expert, please contact Linwood Norman at Linwood.Norman@ahrq.hhs.gov or call (301) 427-1248.

Current as of September 2011
Internet Citation: How much employees pay for health care coverage depends on where they live: Research Activities, September 2011. September 2011. Agency for Healthcare Research and Quality, Rockville, MD. http://www.ahrq.gov/news/newsletters/research-activities/sep11/0911RA32.html