Table 5. Characteristics that Increase the Likelihood that a Consumer Will Respond to Financial Incentives Consumer Financial Incentives: A Decision Guide for Purchasers gThe consumer is likely to be particularly responsive to the financial aspects of the incentives (lower income individuals).The consumer is in a new situation (new to town or new to the job), and the information is new.The consumer is activated, a seeker of information:Activated consumers in general: more likely to be female, younger, better educated.Can also directly measure activation of an individual consumer.g Assumes the incentive program includes provision of information about quality, with or without cost information. Current as of November 2007 Internet Citation: Table 5. Characteristics that Increase the Likelihood that a Consumer Will Respond to Financial Incentives: Consumer Financial Incentives: A Decision Guide for Purchasers. November 2007. Agency for Healthcare Research and Quality, Rockville, MD. http://www.ahrq.gov/professionals/quality-patient-safety/quality-resources/value/incentives/incenttab5.html