Table 2. Proportion of Medicare Beneficiaries' Income Spent on Out-of-Pocket Health Care Expenditures by Insurance Type Learning From What Has Been Insurance coverageOut-of-pocket costsMedicaid8.4%Medicare HMO14.8%Private HMO15.7%Employer sponsored16.1%Medicare only23.0%Self-purchased25.5%Note: HMO—health maintenance organization.Source: Crystal S, Johnson RW, Harman J, et al. Out-of-pocket health care costs among older Americans. J Gerontol 2000; 55B(1):S51-62.Return to Document Current as of September 2002 Internet Citation: Table 2. Proportion of Medicare Beneficiaries' Income Spent on Out-of-Pocket Health Care Expenditures by Insurance Type: Learning From What Has Been. September 2002. Agency for Healthcare Research and Quality, Rockville, MD. http://www.ahrq.gov/research/findings/factsheets/costs/costria/coststab2.html